The State Employees' Credit Union is a member-owned, non-profit cooperative. Membership is limited to persons employed by the State of North Carolina and their immediate family members (spouse, parents, children & siblings). SECU is the second largest credit union in the United States serving over 1.3 million members. SECU offers deposit accounts and loans at competitive rates, 24 hour convenient access and deposits are insured by the National Credit Union Administration, a U. S. Government Agency.